Zooberg Law Firm, P.A.

No creditor has the right to bully and harass you just because you owe them a lot of money. The Unfair Debt Collection Practices Act (FDCPA) says that creditors and debt collectors are not allowed to:

You can file a motion to voluntarily dismiss your bankruptcy case, but the court may or may not approve. Whether or not the court approves the dismissal is determined by the chapter number of the bankruptcy case and the prior history of the debtor in bankruptcy. People who filed for a Chapter 7 b...

If your Florida business is teetering on bankruptcy, then you are not alone. The market can take a down turn, you lose a few contracts, and the next thing you know, you are swamped in debt. It’s more common than you might think.

When filing for bankruptcy, your debts will be broken into different sections. Some debts are tagged for priority treatment, and may not be eliminated.

The good news is that medical debt is not among them. In a bankruptcy proceeding, medical bills are treated as unsecured debts. They are no diff...

If your Florida business is teetering on bankruptcy, then you are not alone. The market can take a down turn, you lose a few contracts, and the next thing you know, you are swamped in debt. It’s more common than you might think.

Fortunately, it is possible in Florida to get a fresh start with a ...

Not many people are familiar with bankruptcy and for this reason many people are not familiar with bankruptcy terms. “Dismissed” and “discharged” are two terms that sometimes cause confusion for people who file for bankruptcy for the first time or are thinking of filing.

You have to provide the bankruptcy court with a complete petition when you file for bankruptcy to avoid having your case dismissed. Fortunately, you still have certain legal options that will allow you to protect some of your assets from liquidation when you file for bankruptcy. You can do this b...

The act of creditors receiving money directly from your paycheck to satisfy a debt is called wage garnishment. Creditors can only do this with permission from a court. Sadly, wage garnishment often sends most debtors into a financial tailspin. Most of the time it is the IRS that garnishes wages b...

One popular misconception is that most of the people who file for bankruptcy are people of a certain age who have been financially irresponsible for years. That is people who misuse credit cards or people who buy expensive homes, cars and other things they don’t really need with loans that they c...