Zooberg Law Firm, P.A.

One popular misconception is that most of the people who file for bankruptcy are people of a certain age who have been financially irresponsible for years. That is people who misuse credit cards or people who buy expensive homes, cars and other things they don’t really need with loans that they c...

People who are in deep financial trouble and cannot pay back their debts often file for bankruptcy to get relief. Unfortunately, people focus too much on the drawbacks of filing for bankruptcy that they only file for bankruptcy when they are stuck financially and cannot afford to pay their own ex...

One popular misconception is that most of the people who file for bankruptcy are people of a certain age who have been financially irresponsible for years. That is people who misuse credit cards or people who buy expensive homes, cars and other things they don’t really need with loans that they c...

Not many people are familiar with bankruptcy and for this reason many people are not familiar with bankruptcy terms. “Dismissed” and “discharged” are two terms that sometimes cause confusion for people who file for bankruptcy for the first time or are thinking of filing. An experienced bankruptcy...

Zooberg Law Firm has a program that “unbundles” its bankruptcy services.

The client signs a pre-petition engagement letter, hiring the firm to file the voluntary petition and list of creditors for zero attorney fees down.

After the petition is filed, the client then has three options:

Many attorneys use bankruptcy as a tool to save your home from foreclosure.

Late mortgage payments can cause the bank to foreclose on your home. However, a Chapter 13 bankruptcy can stop the foreclosure process altogether.

Once you file under Chapter 13 with the Bankruptcy Court, your home is i...

Many people think they can file for bankruptcy to avoid paying their college loans. But this is often not the case. Federal law states that student loans may not be discharged in bankruptcy.

Bankruptcy only will help you directly with your student loan debt if you can show that you are experienc...

Most people drowning in credit card debt, have lost their jobs ,are unable to pay their bills, or have fallen behind in mortgage payments consider filing for bankruptcy. But a significant number of people view filing for bankruptcy as an extreme move, and wonder whether it is possible to file for...

The act of creditors receiving money directly from your paycheck to satisfy a debt is called wage garnishment. Creditors can only do this with permission from a court. Sadly, wage garnishment often sends most debtors into a financial tailspin.