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The reason why there has been a surge in bankruptcy filing by seniors is because of healthcare, scams targeted at the elderly, and the shrinking social safety net.

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Collateral is something you pledge as security for repayment of a loan. Your lender can claim an asset such as a house, car, boat that you set as collateral for a loan if you fail to pay your debt.

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Since most people do not find themselves in a situation where they have to file for bankruptcy, many are ignorant about what bankruptcy actually entails.

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Zooberg Law Firm has a program that “unbundles” its bankruptcy services.

The client signs a pre-petition engagement letter, hiring the firm to file the voluntary petition and list of creditors for zero attorney fees down.

After the petition is filed, the client then has three options:

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Traditionally, most firms will require that all Chapter 7 attorney fees be paid prior to the filing of the case.

The reason for this is that any debts owed by the client to the attorney at the moment of filing will end up being included in the bankruptcy discharge.

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If you are in debt and cannot repay what you owe, there are various sophisticated methods your creditor can use to collect the money you owe them.

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Filing for bankruptcy is a one way to get relief from collection efforts from your creditors. However, that depends on the type of debt you owe.

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Since people have different financial situations, the circumstances around their bankruptcies are also different. Just because person A filed for a Chapter 7 bankruptcy and got back on their feet does not mean that the same will happen to person B if they file.

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a month ago
Mr. Zooberg is undeniably a great attorney to work with and even more so a great person. He is easy to talk to and answers questions quickly no matter how you reach out to him. I would absolutely recommend Mr. Zooberg to anyone in financial trouble without hesitation. His dedication to his clients is on a level I have not seen from anyone in my life. Thank You Mr. Zooberg your work saved us.
- Ahmad S
a month ago
Best Lawyer I have ever encountered. He is very patient gets back to me same day. Very knowledgeable about my case and situation. Most importantly he has integrity and character. I would refer him to anyone.
- Latoya S
a month ago
I can’t say enough good things about my experience with Mr. Zooberg. He was patient and explained all of my options in detail. He is quick to respond if I text or email him a question. Would definitely recommend him!
- My s

Chapter 7 and Chapter 13 Bankruptcy

Peter Zooberg is a Bankruptcy Lawyer located in Tampa, Florida. He focuses on personal bankruptcy for consumers.

The Zooberg Law Firm was one of the first bankruptcy firms in Florida to offer a Zero Down bankruptcy option. This is typically a Chapter 7 filing and you can find out more about it on our main website.

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  • (813) 990-7944


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15310 Amberly Drive
Suite 250-4
Tampa, FL 33647
United States

Business Hours

Mon:8:00 AM – 8:00 PM
Tue:8:00 AM – 8:00 PM
Wed:8:00 AM – 8:00 PM
Thu:8:00 AM – 8:00 PM
Fri:8:00 AM – 8:00 PM
Sat:8:00 AM – 8:00 PM
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