Zooberg Law Firm, P.A.

People who are in deep financial trouble and cannot pay back their debts often file for bankruptcy to get relief. Unfortunately, people focus too much on the drawbacks of filing for bankruptcy that they only file for bankruptcy when they are stuck financially and cannot afford to pay their own ex...

You can file a motion to voluntarily dismiss your bankruptcy case, but the court may or may not approve. Whether or not the court approves the dismissal is determined by the chapter number of the bankruptcy case and the prior history of the debtor in bankruptcy.

People who are in deep financial trouble and cannot pay back their debts often file for bankruptcy to get relief. Unfortunately, people focus too much on the drawbacks of filing for bankruptcy that they only file for bankruptcy when they are stuck financially and cannot afford to pay their own ex...

Credit card companies and other lenders will do everything to entice you to spend or borrow more than you can afford, but will hound you when you cannot pay them back. The law does allow them to do certain things to pressure you to repay what you owe, but creditors and debt collectors sometimes g...

Many attorneys use bankruptcy as a tool to save your home from foreclosure.

Late mortgage payments can cause the bank to foreclose on your home. However, a Chapter 13 bankruptcy can stop the foreclosure process altogether.

Once you file under Chapter 13 with the Bankruptcy Court, your home is i...

People who are in deep financial trouble and cannot pay back their debts often file for bankruptcy to get relief. Unfortunately, people focus too much on the drawbacks of filing for bankruptcy that they only file for bankruptcy when they are stuck financially and cannot afford to pay their own ex...

Most people drowning in credit card debt, have lost their jobs ,are unable to pay their bills, or have fallen behind in mortgage payments consider filing for bankruptcy. But a significant number of people view filing for bankruptcy as an extreme move, and wonder whether it is possible to file for...

If you decide to file for bankruptcy, the court will issue what is called an automatic stay. This is essentially a restraining order against creditors. It forbids them from contacting you to collect debts. They also may not seize your property or place a lien on your home.

This is a state law that protects you from unfair debt collection practices. The FCCPA specifically states the abusive debt collection practices that are illegal. The law also provides legal remedies for those who have experienced illegal creditor harassment.